Saturday, September 13, 2008

Frictional Unemployment

Frictional unemployment occurs because it takes time for workers to search for the jobs that best suit their skills and preferences. Frictional unemployment includes people who do not have jobs because they are new entrants into the labor force (and have not found a job yet) or people who are voluntarily between jobs. A full-time college student, who does not have a job and is not looking for one, is classified as not in the labor force. When the student nears graduation and begins to look for a job, however, the student becomes frictionally unemployed and is included in the unemployment statistics. Job search is the process by which workers find appropriate jobs given their skills and preferences.

One government program that increases the amount of frictional unemployment, without intending to do so, is unemployment insurance. Unemployment insurance is a government program that temporarily provides unemployed workers with a fraction of their previous earnings. Since jobs are the main source of income for most families, the unemployment insurance program is designed to provide enough income so the family’s basic needs can be met after the worker becomes unemployed. In the absence of the unemployment insurance program, many workers would have an urgent need to find another job to avoid significant hardships. When the government provides unemployed workers with income, however, the urgency of finding a new job is reduced for many of these workers. Some workers do not search for a new job in earnest until their unemployment benefits are close to being terminated. Thus, unemployment insurance increases frictional unemployment by increasing the amount of time workers take between losing a job and finding a new one.

The remedy for frictional unemployment is anything that reduces job search, such as providing better information about available jobs or reforming the unemployment insurance program.
Before the pervasiveness of the Internet, information about job openings was not readily accessible. Consequently the U.S. Department of Labor sponsored employment offices is most cities of at least moderate size. These offices maintained listings of available jobs. The Internet has made it much easier for people to learn about available jobs, across the country and around the world.

Several experiments have been tried with reforms of the unemployment insurance program. When the government has allowed unemployed workers to collect benefits for a maximum of 26 weeks, some people do not search for a new job in earnest until the 24th or 25th week. So one reform that has been tried is to offer a cash bonus if workers find a new job quickly. For example, recipients have been offered a cash bonus if they find a job during the first 13 weeks of receiving benefits. Taxpayers benefit from this reform because the bonus is less than the benefits that would be paid during the second 13 weeks of payouts.

38 comments:

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    4. Age: One Year, One Month
    5. Purchasing Price: 32% of Face Value plus 2% commission fees to brokers.
    6. Leasing Price: 4% of Face Value plus 2% commission fees to brokers.
    7. Delivery: Bank to Bank swift.
    8. Payment: MT-103 or MT760
    9. Hard Copy: Bonded Courier within 7 banking days.

    We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.
    Email: financial.wizards.luna@gmail.com
    Skype: financial.wizards.luna@gmail.com

    Regards,
    Mrs
    Luna Mora Esther

    ReplyDelete

  22. Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in Ireland. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 4+2% and Sale at 32+2%.

    Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with draft Contract/MOU within 48hrs maximum.

    Please request for full procedure details if interested.

    For further inquiry contact:
    Name : Leon Tourish
    E-mail : abdovfinancial@gmail.com
    Skype id : abdovfinancial@gmail.com

    ReplyDelete
  23. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact: Name: WARREN GARY

    Email: inquiry.barkerfinancial@gmail.com

    ReplyDelete
  24. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+ 1%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name : Keat Cheng
    E-mail : keatcheng2@gmail.com
    Skype id :keatcheng2@gmail.com

    ReplyDelete
    Replies
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      Email: progresiveloan@yahoo.com
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      Delete
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    ReplyDelete
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    ReplyDelete
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    ReplyDelete
  28. Dear sir/ma We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively.
    E-mail : raffertyvandor@gmail.com
    Skype id : raffertyvandor@gmail.com

    ReplyDelete
  29. There is a simple way that you can make more money now with just a Blank ATM card, all that you need to do is to contact this email: phantomghostatmhacker101@yahoo.com they also offer other types of geek services.

    ReplyDelete
  30. We are able to finance your signatory
    projects and help you enhance your
    business plan. Furthermore, our
    financial instrument can be used for
    the purchase of goods from any
    manufacturer irrespective of their
    location. It can also serve as
    collateral with any bank in the world
    to secure loans for your project or to
    activate credit line to finance your
    business plan. We have {BG}, Standby
    Letter of Credit {SBLC}, Medium Term
    Notes {MTN}, Confirmable Bank Draft
    {CBD} as well as other financial
    instruments issued from AAA Rated bank
    such as HSBC Bank Hong Kong, HSBC Bank
    London, Deutsche Bank AG Frankfurt,
    Barclays Bank , Standard Chartered Bank
    and others on lease at the lowest
    available rates depending on the face
    value of the instrument needed.


    Email : nat.mandate18@gmail.com
    Skype : nat.mandate18@gmail.com


    Regards
    Nat

    ReplyDelete
  31. Dear Sir/Ma

    We are one of the leading financial instrument providers with offices all over Europe. We are major/Direct providers of SWIFT MT103 CASH TRANSFER, Fresh Cut,lease BG, SBLC, POF, MTN on euro-clear, Loan and this financial instruments are specifically for lease/purchase, we do deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased/purchase facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) And many more, Our Terms and Conditions are reasonable.

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)

    2. Total Face Value: 1M MIN to 900B MAX USD or Euro

    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25.

    4. Age: One Year, One Day

    5. Leasing Price: (5 +2 %) Purchase Price: (35 + 2%)`

    6. Delivery by SWIFT.

    7. Payment: MT103

    8. Hard Copy: Bonded Courier within 7 banking days.

    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN and SWIFT MT103 CASH TRANSFER, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service, kindly contact us.

    Looking forward to hear from you.

    Regards,

    Mr. mike johnson

    Email: providentfinancialplc231@gmail.com

    Email: providentfinancialplc231@gmail.com



    Skype ID: providentfinancialplc231@hotmail.com

    ReplyDelete
  32. Dear Sir/Ma

    We are one of the leading financial instrument providers with offices all over Europe. We are major/Direct providers of SWIFT MT103 CASH TRANSFER, Fresh Cut,lease BG, SBLC, POF, MTN on euro-clear, Loan and this financial instruments are specifically for lease/purchase, we do deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased/purchase facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) And many more, Our Terms and Conditions are reasonable.

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)

    2. Total Face Value: 1M MIN to 900B MAX USD or Euro

    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25.

    4. Age: One Year, One Day

    5. Leasing Price: (5 +2 %) Purchase Price: (35 + 2%)`

    6. Delivery by SWIFT.

    7. Payment: MT103

    8. Hard Copy: Bonded Courier within 7 banking days.

    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN and SWIFT MT103 CASH TRANSFER, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service, kindly contact us.

    Looking forward to hear from you.

    Regards,

    Mr. mike johnson

    Email: providentfinancialplc231@gmail.com

    Email: providentfinancialplc231@gmail.com



    Skype ID: providentfinancialplc231@hotmail.com

    ReplyDelete
  33. Dear Sir/Ma

    We are one of the leading financial instrument providers with offices all over Europe. We are major/Direct providers of SWIFT MT103 CASH TRANSFER, Fresh Cut,lease BG, SBLC, POF, MTN on euro-clear, Loan and this financial instruments are specifically for lease/purchase, we do deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased/purchase facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) And many more, Our Terms and Conditions are reasonable.

    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)

    2. Total Face Value: 1M MIN to 900B MAX USD or Euro

    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25.

    4. Age: One Year, One Day

    5. Leasing Price: (5 +2 %) Purchase Price: (35 + 2%)`

    6. Delivery by SWIFT.

    7. Payment: MT103

    8. Hard Copy: Bonded Courier within 7 banking days.

    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN and SWIFT MT103 CASH TRANSFER, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service, kindly contact us.

    Looking forward to hear from you.

    Regards,

    Mr. mike johnson

    Email: providentfinancialplc231@gmail.com

    Email: providentfinancialplc231@gmail.com



    Skype ID: providentfinancialplc231@hotmail.com

    ReplyDelete

  34. We are direct to a project Funder who is also known as private lender they specialized in bank instrument lease and sales their funds is purely earned from private and corporate investment portfolios without criminal origin.With the group capital fund which are specifically for lease/sale in form of bank instrument. The Financial institution can finance your signatory projects such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation, Telecommunication, construction of Dams or Bridges and all kind of projects.

    The bank instrument can be use for purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loan for your project or to establish line of credit with your bank. We offer Bank Guarantee , all are issue from AAA Rated bank such as Deutsche Bank, HSBC Bank, UBS Zurich, Barclay's Bank , Standard Chartered Bank E.T.C. For more information, Endeavour to contact me as your convenient time.

    Contact : Mr. Benard butty
    Contact: bgfinance.butty@gmail.com
    Skype ID: bglease.butty


    ReplyDelete
  35. Hello...

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    ReplyDelete

  36. Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4%+2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc.

    Email:~ inquiry.firstchoice@gmail.com
    Skype ID:contact.firstchoice

    With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project.

    We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    All relevant business information will be provided upon request.
    BROKERS ARE WELCOME & 100% PROTECTED!!!

    If Interested kindly contact me via

    Email:~ inquiry.firstchoice@gmail.com
    Skype ID:contact.firstchoice

    serious enquiry

    BG & SBLC For Lease and Purchase 100% protected (We moves first)

    ReplyDelete